Be Prepared and Have a Plan

Happy Hurricane Season!! Yeah Right! Who is ever happy about Hurricane Season which is 6 months a year – June through November. You may be thinking, “Oh hurricanes just happen on the coast.” Well, you are partially correct. Most do but they certainly can come through the interior part of the state you live in. But, what you may not know is we don’t have to have a hurricane to have flooding. Approximately 30% of flood claims come from people who are not in a flood zone! Flood damage is very expensive to repair with potential mold, mildew and the higher costs of lumber these days. Our warning is just Be Prepared and Have A Plan!      
The definition of flooding is rising water. That can come from a simple rain storm, clogged storm drain on the street, creek or river rising above the banks, or certainly from larger bodies of water overflowing like a pond, lake, or ocean, and more. If you live in an area where you have seen flooding then you should seriously consider flood coverage. It’s simple and we can help!
Be sure to check out these proactive measures below to protect your family and property. We can always be a resource for you. Just reach out to us and we’ll design a plan that fits your needs. 
Always know We’re Right Here Beside You!

Stay protected,
Trey Siner

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Storm season is here. Prepare ahead of time to protect life and property.

Prepare ahead of time to protect life and property.
  • Know how to shut off the electricity and gas in the house. 
  • Make an emergency contact list.
  • Identify a safe place to go in the event of flooding.
  • Inventory household items, especially basement contents. 
  • Store valuables, insurance policies and important documents in a waterproof container, preferably upstairs. 
  • Mark the fuse or breaker box to show the circuits to flood prone areas of the home. 
  • Turn off the power to the basement in a flooding event. This can reduce property damage and save lives. 
  • Store cleaning supplies, a camera, waterproof boots, etc. in a waterproof container.
  • Develop a family emergency plan. A template plan is available at:
  • Visit to learn how to be prepared before, during and after a flooding event.
  • Visit to learn about flood safety when driving and the “Turn Around, Don’t Drown” campaign.
  • Invest in a flood insurance policy to minimize financial impact if there is a flooding event.
Vehicle Maintenance
Here’s Why You Should Never Drive Through a Flash Flood
Every season is flash flood season. But are you prepared? Here, we break down the basics of what you should know about this dangerous phenomenon and how you — and your vehicle — can stay safe while riding out the storm.
How to Know if a Vehicle Has Flood Damage
Unfortunately, natural disasters give criminals an opportunity to sell flooded vehicles to unsuspecting customers. We sat down with Harold Singh, Material Damage Claims Quality Control manager, to talk about what to keep an eye out for if you’re in the market for a used vehicle.
Research Shows Many Homeowners Lack Flood Insurance
Only slightly more than half of the 10 million properties in the U.S. at higher risk of flooding are insured through the National Flood Insurance Program (NFIP). And less than seven percent of all homes are insured against the risk of a flood.
Tips for Protecting Your Home from Heavy Rain
A rainy day can do more than just dampen your mood – it can turn your home and property into a soggy mess.
While it may be impossible to stop every water issue, there are things you can do to protect your home from water damage caused by heavy rain.
We’re Right Here Beside You When…
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– Fritze B.

Most states and communities are open for business!!

Be mindful of following safety procedures, but get out there and support your local economy!

Assess Your Life Insurance Needs

Creating a strategy that may help your loved ones is one of the most important and fundamental steps in developing a sound financial approach. This calculator may help you better assess your family’s needs in the event of your untimely death.

Verse of the Month
“The Lord is my rock and my fortress and my deliverer;”
2 Samuel 2:22

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247 Church Street NE, Concord, NC 28025

(704) 795-6878