There is a lot more involved in making beer or spirits than brewing, as every brewery and distillery owner is aware. Sophisticated brewing and distilling operations involve equipment management, staffing, marketing, brewing/distilling, and insurance.
Breweries and distilleries face unique risks, such as extreme weather, wine spoilage and leakage, chemical drifts, and liability claims. These industry-specific risk exposures require customized insurance solutions. Our agents at Trey Siner Insurance Group in Concord, North Carolina, are well-versed in the unique insurance needs of brewery and distillery owners, and we can tailor a custom insurance package to protect your enterprise against a range of potential risks.
Insurance Coverage for Breweries & Distilleries
Vineyards and wineries have unique risk exposures and need customized coverage for every area of the business. As a winery or vineyard owner, you may need a package that includes:
- Property insurance
- General liability (GL) insurance
- Liquor liability insurance
- Crop insurance
- Contamination and spoilage coverage
- Equipment breakdown coverage
- Coverage for beer or spirits in storage or in transit
- Pollution liability (chemical drift) insurance
- Product recall coverage
- Commercial auto insurance
- Workers’ compensation insurance
- Crime coverage
- Cyber liability insurance
- Employment practices liability insurance (EPLI)
Cost of Brewery & Distillery Insurance
The cost of an insurance package for your brewery or distillery can be impacted by a range of factors, including the location of your business, risk exposure, coverage options, policy limits, property value, number of employees, number and types of vehicles, and other variables. Our knowledgeable local agent at Trey Siner Insurance Group in Concord, North Carolina, will work with you to ensure that your vineyard or winery has full protection for every area of the business, and will help you find the lowest available rates.
